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Here's something nobody tells you when you're sitting in a hospital bed after an accident: what actually happened matters less than what you can prove. That's a hard pill to swallow. But insurance companies aren't in the business of fairness; they're in the business of minimizing payouts, and they're very good at it.

A DUI arrest is jarring under any circumstances. But here's what keeps a lot of people up at night: what if your body, not alcohol, was responsible for every single symptom that the officer observed? According to NHTSA, 11,904 people died in alcohol-impaired driving crashes in 2024, and that number explains exactly why law enforcement moves fast and hard. The urgency is understandable. But urgency also cuts corners, and when it does, drivers living with real health conditions pay an unjust price.